Consumers Loans
Home Equity Loans
Residential Mortgage Loans
Secondary Mortgage Loans

Consumer Loans

We make personal or consumer loans for every worthwhile purpose and provide you with a large array of borrowing options and terms.
Rayne State Bank can offer you a wide range of Consumer Loans to fit all your needs, including but not limited to those listed below.

  • Automobile
  • Boat, Motor, and Trailer
  • Christmas
  • Home Improvement
  • Medical Expenses
  • Recreational Marine
  • Motor Homes
  • Travel Trailers
  • Taxes
  • Vacation
  • Wedding

Rest assured that at Rayne State Bank, we'll work with you. We'll help you determine the kind of loan you want, when you want it, and at repayment terms that fit your budget.

Home Equity Loans

This loan is a line of credit based on the borrower's equity in a home, or the market value of the home minus the amount of mortgage principal remaining to be paid. The borrower can access all or any part of this credit by writing a check or using a credit card.

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Residential Mortgage Loans

What an exciting time in your life. This can be one of the best or worst experiences. It all depends on planning ahead. We can help you prequalify for a home loan, giving you a head start by knowing what you can afford. When you know where you stand from the very beginning, finding the right home is just a matter of deciding whether you want the house with the two car garage and swimming pool in town or the pretty little home nestled in the country.

Our experienced loan specialists will work closely with you to determine the mortgage that's exactly right for you. We'll be pleased to meet with you at your convenience at any Rayne State Bank location. We'll assist you in completing an application and answer your questions until you are satisfied. Whether you're thinking of buying a home or refinancing your mortgage, we think we have the options for you. Either way, it's never been easier to make the most out of your home.

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Secondary Mortgage Loans

We offer various rates, terms, and down payment requirements for loans placed in the secondary market. Please call Customer Services for more information.

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