Location and Hours

Branches

Monday–Friday

PIC

ATM

MAP

Rayne Main Office
200 S. Adams Ave., Rayne
Lobby: 9:00 a.m.– 4:00 p.m.

Picture of bank

Twenty Four Hour ATM

Map

Rayne Motor Branch
200 Gabriels Alley, Rayne
Drive-through: 8:30 a.m.– 5:00 p.m.

Picture of bank

Twenty Four Hour ATM

Map

Carencro Branch
4200 N. University Ave., Carencro
Lobby: 9:00 a.m.– 4:00 p.m.
Drive-through: 8:30 a.m.– 5:00 p.m.

Picture of bank

Twenty Four Hour ATM

Map

Duson ATM 
498 Toby Mouton Rd., Duson

Picture of bank

Twenty Four Hour ATM

Map

Guilbeau Branch
503 Guilbeau Rd., Lafayette
Lobby: 9:00 a.m. – 4:00 p.m.
Drive-through: 8:30 a.m. – 5:00 p.m.

Picture of bank

Twenty Four Hour ATM

Map

Kaliste Saloom Branch
410 Kaliste Saloom Rd., Lafayette
Lobby:9:00 a.m.– 4:00 p.m.
Drive-through: 8:30 a.m.– 5:00 p.m.

Picture of bank

Twenty Four Hour ATM

Map

University Branch
410 W. University Ave., Lafayette
Lobby: 9:00 a.m.– 4:00 p.m.
Drive-through: 8:30 a.m.– 5:00 p.m.

Picture of bank

Twenty Four Hour ATM

Map

Church Point Branch
741½ S. Main St., Church Point
Lobby: 9:00 a.m.– 4:00 p.m.
Drive-through: 8:30 a.m. – 5:00 p.m.

Picture of bank

Twenty Four Hour ATM

Map

Additional ATM Locations

World Wide Locator Guides for ATM Networks!     mastercard      Visa

Prevent Identity Theft, Check out this FTC Web site for useful information. Lost/Stolen Cards - Call

Visa

1-800-883-0131

Master Money

1-800-383-8000

Report lost ATM/debit cards at 888-625-3660, after hours take Option #6 on Velma and record report of loss.

Loan Payment Notice

All loan payments must be accompanied by the account number or payment coupon provided.  Loan payments must be sent to Rayne State Bank & Trust Company, P.O. Box 129, 200 S. Adams Ave. Rayne, LA  70578.  Loan payments may also be made in person to Rayne State Bank & Trust Company personnel in any of our branch lobby/drive-through locations.  Our lobby hours of operation for receiving loan payments are 9:00 a.m. – 4:00 p.m. and drive-through hours are 8:30 a.m. – 5:00 p.m., Monday – Friday, except bank holidays.  All other payments received will be credited as of the next loan operations business day or as otherwise permitted by law.

Partial Payments

We may accept payments that are less than the full amount due (partial payments) and apply them to your loan.  If the loan is sold, your new lender may have a different policy.  Partial payments are credited in the same manner as regular periodic payments – on the date received, as indicated above.

 

 

Responsible Party

Open / Closed-end Loans?

Principal / All Dwellings?

Prompt Crediting

Servicer

Both

Principal Only

Payoff Statements

Creditor, Assignee, or Servicer

Both

All Dwellings

Loan Payoff Statement

A payoff statement shall be provided within a reasonable time period, as allotted by law to any mortgage customer.  At present, a reasonable time period is considered under Regulation Z as five business days following the request, and the request must be in writing.

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