Convenient Services

ACH - Direct Deposits/Payments 

Rayne State Bank is an Originating Depository Financial Institution by an agreement; a business customer can become an originating company.

Cash Management Services

If you need self-service banking capabilities that are easy to use and available 24/7, then Cash Management is the right banking solution. Comprehensive business banking tools that are available  include ACH origination, access to detailed account information, advanced security for multiple users, and rich integration with Positive Pay for Precision and  Merchant Source CaptureTM. Please contact us or come by for more information..

Merchant Source Capture™

With Merchant Source CaptureTM, you have the convenience, cost-effectiveness, and ease of making check deposits from your commercial location. This web-based solution is integrated with your current back-office operations and captures payment information including names, invoice numbers, and account numbers. It requires only an image scanner and an internet-ready computer. Please contact us or come by for more information.

Credit Card Merchant Processing

If you accept credit or debit cards as payment for your goods or services, you can save time and increase cash flow by utilizing Rayne State Bank Merchant Card Services. Rayne State Bank works in conjunction with First Data to offer you the best payment processing solution. We realize there are differences from business to business, and we will be happy to provide a customized price quote to meet your specific needs. If you would like more information about our Merchant Card Services, please contact us or come in and talk to a Customer Service Representative at any of our convenient bank locations.



  • Competitive rates
  • Full line of state-of-the-art credit card terminals and printers
  • Easy to read monthly statement
  • Automated touch-tone credit card processing
  • Process credit card payments on your own PC
  • Customer Service center is available 24 hours a day, 7 days a week

Online Banking Service

We offer consumer and commercial customers access to account information over the Internet. The software you presently use to access the Internet is all you need. This isn't PC banking that ties you down to a particular location or PC, which is what many banks are offering. You can access your account with any PC connection to the Internet,  worldwide, 24 hours a day, 7 days a week. There is no charge from Rayne State Bank for this service.

Go to our Online Banking page for more information.

Safe-Deposit Boxes

For important, valuable documents and items, we offer a secure, fire-protected safe-deposit box. A variety of sizes is available to meet your needs.

Additional Services

Click here to view our additional services.


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