| Account
Fee Schedule |
| The following fees may be assessed against your
account and the following limitations, if any, apply to your
account. Our account charges are subject to change without
notice. Due to occasional inaccessibility to our web pages
that are beyond our control, Rayne State Bank and Trust Co.
cannot guarantee the completeness or accuracy of account charges
on this web page. You may verify current account charges by
emailing us to Customer
Services or by calling 337.334.3191or 337.235.2062 or
Toll free 888.625.3660. |
| Service |
Fees |
| ATM card issuance |
No Charge, except Penny Pincher accounts, which have just
a 99¢ monthly fee. |
| ATM replacement card |
$5.00 per replaced card after 2nd replacement. |
| ATM withdrawal from Checking or Savings Account(s) charge* |
No Charge at Rayne State Bank terminals, charges may vary
at other ATM terminals. |
| ATM transfer charge* |
No Charge at Rayne State Bank terminals, charges may vary
at other ATM terminals. |
| ATM inquiry charge* |
No Charge at Rayne State Bank terminals, charges may vary
at other ATM terminals. |
| Master Money Card issuance |
No Charge, except Penny Pincher accounts, which have just
a 99¢ monthly fee. |
| Master Money Card replacement |
$5.00 per replaced card after 2nd replacement. |
| Master Money Card ATM withdrawal* |
No Charge at Rayne State Bank terminals, charges may vary
at other ATM terminals. |
| VELMA Telebank™ transactions |
No Charge |
Cashier's checks (per check)
...Advantage Club Members
...All other RSB Customers |
No Charge
$5.00 |
Traveler's checks
...Advantage Club Members
...All others
...Checks for 2 persons |
No Charge
$2.00 per $100
$2.50 per $100 |
Money orders
...Advantage Club Members
...All other RSB Customers |
No Charge
$2.00 for first $100, $1.00 per $100 thereafter
|
Overdraft charges
...Paid items
...Returned items |
Daily limit - 8 items per day
$28.00
$28.00 |
| History printout |
$2.00 per page |
| Encoded checks |
$2.00 per 10 checks |
| Research |
$25.00 per hour ($25.00 minimum) |
| Research item copies |
$2.00 per sheet |
| Reconciling checkbooks |
$10.00 per hour ($10.00 minimum) |
| Stop payments (all items) |
$25.00 per item |
Wire transfers (outgoing)
...Customers |
$15.00 each |
Incoming wire transfers
...Customers |
No Charge |
| Foreign wire transfers |
$50.00 each |
Cashing checks
...Customers |
No Charge |
| Certified Checks |
$15.00 each |
| Special cut off statements |
$10.00 each |
Incoming collections
...Customers |
$25.00 |
Outgoing collections
...Customers |
$25.00 |
| Small Night deposit bag w/2 keys |
$15.00 per year |
Large Night Deposit bag w/2 keys
Replacement Bags |
$25.00 per year
No Charge |
Large zipper bag
Small zipper bag |
$3.00 per bag
$2.00 per bag |
Safe Deposit box
...3 x 5
...3 x 10
...5 x 10
...10 x 10
...Key deposit
...One key lost
...Two keys lost |
$35.00
$50.00
$75.00
$110.00
No Charge
$30.00
Cost of Drilling Box |
| Xerox copies |
$0.50 per copy |
