What is the Overdraft Opt-in Notice?

The overdraft Opt-in notice is a form explaining Rayne State Bank & Trust Companies practices in the event of your account becoming overdrawn.

What are the benefits of Opting-in?

After August 15, 2010, we will not authorize and pay overdrafts for the following types of transactions unless you ask us to: (see below)

1. ATM transactions
2. Everyday debit card transactions

How can I Opt-in?

You may Opt-in by:

1. ONLINE OPT-IN FORM
2. MAILING THE FORM TO US AT 200 S. ADAMS AVENUE, RAYNE, LA 70578
   CLICK HERE FOR A PRINTABLE FORM
3. Calling the Call Center at 337-334-3191
4. Visiting any one of our convenient locations