All of our checking accounts offer Check
Imaging, a service provided by Rayne
State Bank in which you will receive images of your checks with your
monthly statement. Images are in check sequence number order for easier
reconciling of your account. Check Imaging reduces the amount of clutter
that checks can make and keeps your documents together in one simple
package.
We know that running a business can be hectic at times and that you
want to make the right decision along the way. All you have to do
is ask @ RSB. We can guide you towards making the right decision at
the right time. As your business grows, your needs will change and
that's where we come in. We have the tools to make your business come
together. Here are a few highlights.
Commercial Checking
Our most versatile checking account for all
types of businesses. If you are a fast moving or large business
or corporation that writes a large volume of checks, this account
may be designed for you. The monthly service charge is based on
an account analysis. You earn credit on the balances that you keep,
based on your average daily balance and the monthly-adjusted 91-day
T-Bill rate. The larger the balance in your account, the more credit
you earn to minimize your monthly service charge. The monthly service
charge is $10, plus transaction fees of $0.15 per check/debit, $0.20
per deposit and $0.08 per item deposited. Open with as little as
$100.
Small Business Checking
If you have a small business or your transaction
volume is low, this account may be just right. Because you do not
write a great amount of checks, your costs are kept at a minimum.
For a flat service charge of $10 per month you can write up to 200
checks/debits monthly, thereafter a $0.15 per item charge is assessed.
Open with as little as $100.
Business Money Management
If you maintain large balances and need an
interest bearing account to keep excess funds for liquidity and
flexibility, this account is for you. You earn interest with no
minimum balance to maintain and interest is accrued on a Tiered
Interest Rate Structure (see our rate
sheet of most current rate posting). Keep an average balance
of $2,500 in your account and avoid paying a $10 monthly service
charge. You are allowed only 6 withdrawals per statement cycle effective July 2, 2009. A transaction fee of $10 is assessed
per withdrawal if you exceed these limits. Open with as little as
$100.
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