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Consumer Awareness

In order to offset our costs, a small fee may be charged for some of the convenient services listed below. Fees may be assessed for:

Account Research
ACH Direct Deposit/Payment
Automatic Bill Payment
Bank by Mail
Cashiers Checks
Certified Checks
Collection Items-Drafts/Coupons
Drafts
Fax Service
Money Orders
Night Depository / Drive Thru Facility
Notary Service
Safe Deposit Boxes
Sweep Accounts
Traveler's Checks
Velma™ Telephone Banking
Visa Credit Card
Wire Transfer Service

Account Research
In most cases, Rayne State Bank offers immediate turnaround for account research. We know that information and time are valuable, and we deliver both to you through this service.

ACH Direct Deposit/Payment
Rayne State Bank works with all federal, state and local government agencies, local employers and other businesses to allow for direct deposit to or automated payment from your Rayne State Bank checking or savings account.

Automatic Bill Payment
It is as easy as a click of the mouse to pay bills online. For as little as $5.95 monthly, you can avoid the hassles of check writing and mail delays with this safe, secure and convenient method of paying bills.

Bank by Mail
You may Bank By Mail making Rayne State Bank as close as your mailbox. Enjoy the convenience of banking without a trip to the bank.

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Cashier Checks
Rayne State Bank will draw a Cashier's Check for you whenever you may be required to assure payment to a third party.

Certified Checks
Rayne State Bank will convert your personal check to a certified check whenever your may be required to assure payment.

Collection Items - Drafts/Coupons
Redemption of checks payable through foreign banks, bond coupons, and other non-cash items requiring special handling.

Drafts
Redemption of draft payable through foreign banks, and other non-cash items requiring special handling.

Fax Service
Our customers can come in to send or receive faxes.
Call ahead of time if a fax is being sent to a branch location.

Money Orders
For those times when you can't use cash, personal checks, credit cards, or debit cards, Rayne State Bank offers convenient money order service for all your needs.

Night Depository / Drive Thru Facility
Working late? Got an early morning meeting? Our night deposit service offers you the security and safety of making deposit before or after regular business hours. Just drop your deposit in the night depository of any Rayne State Bank office. For our business customers, we'll be happy to provide a key to access the bulk deposit slot of the night depository.

Notary Service
We will be glad to notarize documents, for anyone. All branch locations can assist you with notary services.

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Safe Deposit Boxes
For important, valuable documents and items, we offer a secure, fire protected safe deposit box. A variety of different sizes are available to meet your needs.

Sweep Accounts
Make the most of your money by automatically investing excess operating funds into the sweep account while retaining availability to cover checks if needed.

Traveler's Checks
When you'd rather not carry cash, use Traveler's Checks. They are accepted around the world for payment of goods and services. American Express® guarantees full reimbursement for the face value of your checks if they are lost, stolen or destroyed.

Velma Telephone Banking
Welcome to Velma, Rayne State Bank's Vocal Electronic Link to Monetary Accounts system. Some of you may remember Velmasm an employee who is a dear friend and was an important part of our bank.

Velma 24-Hour automated banking service is an easy way to do your banking any time of the day or night, and it's only a phone call away. Just call the Rayne State Bank - Velma 337.873.BANK (2265) or 337.261.5192 or 800.324.5817, and the bank is at your fingertips. To use the Rayne State Bank - Velma, you need the following:

  1. A touch-tone telephone
  2. Your account number(s)
  3. Your Personal Identification Number (PIN)*

* Please contact Customer Services for PIN information.

Visa Credit Card
Rayne State Bank's VISA Business card can provide many rewards to our customers. Review your VISA statement or pay your VISA bill online at www.cardaccount.net.

Wire Transfer Service
A wire transfer is a quick and convenient way to send money from one place to another. To wire transfer money from one of your Rayne State Bank accounts, please call us at 337.334.3191, 337.235.2062 or 888.625.3660

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